Scenic Hawaii coastline representing Hoku Insurance's commitment to protecting island properties

    Hawaii's Trusted Insurance Partner

    Protecting What
    Matters Most
    in Hawaiʻi.

    Full-service commercial and personal lines Property & Casualty insurance, backed by local expertise and genuine Aloha.

    About Hoku

    Guided by Respect, Rooted in Aloha

    Hoku, meaning "star" in Hawaiian, reflects our commitment to being a guiding light for our clients. As a locally owned insurance agency in Kailua-Kona, we understand the unique needs of Hawaii's businesses and families.

    Through our sister company, Hoku HR Services, we provide comprehensive payroll, HR, and compliance solutions, giving businesses the support they need all under one roof.

    • Full-service commercial & personal P&C agency
    • Deep knowledge of Hawaii-specific risks
    • Sister company offering payroll & HR services
    • Dedicated claims advocacy & support
    • Locally owned and operated in Kailua-Kona
    Hawaii lava flow under starry night sky
    "We don't just sell policies. We build lasting relationships."
    Hoku Insurance

    Sister Company

    Hoku HR Services

    Hoku HR Services delivers payroll, HR, compliance, and employee management, so you can focus on growing your business.

    Payroll Administration

    Accurate, timely payroll processing with tax compliance.

    HR Management

    Employee onboarding, benefits administration, and policy development.

    Compliance

    Stay current with federal, state, and local employment regulations.